Pros and Cons of Paperless Billing Statements

In her article, Pros and Cons of Paperless Billing Statements, LaToya Irby does an excellent job of covering various aspects of getting paperless credit card statements rather than paper.

It can be exasperating looking for an ideal solution when every solution has a good share of both pros and cons. Here I look at how the Cubby Paperless solution stacks up to the 9 issues LaToya discusses.

“Pro: Saving the Trees” – Pro, Cubby is totally paperless.

“Con: Easier to Miss Payments” – Pro, Cubby organizes your bills on your screen. No need to dig through your bottomless email inbox. That makes for fewer late payments.

“Pro: Less Mail and Paper in Your Home” – Pro, Cubby does not use paper.

“Con: More Passwords to Remember” – Pro, access all your bills and statements from all companies with one Cubby login and password.

“Pro: Perks for Online Billing Statements” – Pro, you are paperless from the companies’ perspective, so you're entitled to their perks.

“Con: Less Access to Previous Statements” – Pro. Cubby keeps your statements online much longer than the one year most companies do.

“Pro: Identity Theft Prevention” – Pro. No paper mail for thieves to steal. No details in your emails. Secure access enforced on Cubby.

“Con: Delay in Catching Credit Card Fraud and Credit Card Changes” – Pro. Cubby makes is very easy to pull up and glance at your credit card statement.

“Con: Email Address Change Notification” – Pro. Cubby will still get your statements even if you change your email address.

Against LaToya’s list, Cubby Paperless, provides an excellent solution to paperless bills and statements.